What's Covered by Furtected
From emergency midnight hospitalizations to routine vet triage. Discover exactly how our IRDAI-backed policies safeguard your dogs and cats.
Complete Protection Ecosystem
Pet Insurance
Comprehensive coverage
Up to ₹7,00,000 annual sum insured covering accidents, surgical procedures, ICU hospitalizations, diagnostics, and third-party liabilities.
Expert Vet Advice
On-Demand Guidance anytime
24x7 instant video consultations with licensed veterinary doctors for triage, early symptom checks, diet questions, and second opinions.
Wellness Care
Diet & Health Management
Breed-specific diet roadmaps, digital vaccination records, preventative wellness guidance, and automated booster reminders.
Quick Claims
Hassle-free and paperless
100% cashless pre-authorization at 1,200+ partner animal hospitals or rapid digital reimbursement audits through your pet parent portal.
What is Covered vs. What is Excluded
We believe in total clarity so you never face a claim dispute in an emergency.
Fractures, lacerations, foreign body ingestions, vehicular trauma, bite wounds, and emergency surgical interventions.
Severe viral infections (parvo, distemper), acute gastroenteritis, pancreatitis, respiratory distress, and inpatient overnight monitoring.
Complete blood count (CBC), biochemistry, digital X-rays, ultrasound (USG), pathology, and endoscopy required for active diagnosis.
Veterinary prescription medicines, IV fluids, pain management medications, and antibiotics administered during covered hospitalizations.
Unlimited on-demand consultations with licensed veterinary doctors anytime from the comfort of your home.
Coverage for unexpected accidental property damage or bodily injury to third parties caused by your dog (Guard & Fortress plans).
Illnesses or chronic ailments existing prior to policy inception or during the mandatory waiting period.
Ear cropping, tail docking, cosmetic dental whitening, or elective declawing.
Routine whelping, artificial insemination, mating complications, or fertility treatments.
Cosmetic pet baths, dematting, nail trims, tick baths, or luxury salon treatments.
When Does Coverage Begin?
48 Hours
Accidental Injuries
Fractures, foreign object ingestion, and traffic injuries are active just 48 hours post-enrollment.
15 Days
Acute Illnesses
Severe infections, tick fever, acute pancreatitis, and inpatient viral hospitalizations.
90 Days
Specific Surgeries
Cruciate ligament tears, cataract extraction, and major joint orthopedic interventions.
Ready to protect your companion?
Choose an annual plan today. 100% online enrollment in less than 2 minutes.